6 apps to help you reduce your subscriptions and save money

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Try to count how many subscriptions you have. Not just streaming services, anything you pay for on a regular basis. We’re willing to bet you might miss a couple of them the first time. The large number of different directions Our Money Goes means it’s easy to forget that you signed up for a free trial until months after billing started, for example.

This is where these apps come in. They help you identify recurring payments coming out of your bank account. So you can make sure that you want to continue to subscribe to everyone.

However, these apps aren’t just about canceling subscriptions. They can help you renegotiate better deals on your smartphone contract, create savings accounts for you, manage a more efficient way to pay off your debts, reduce the amount you have to pay on a parking ticket, and much more, usually with minimal effort from you. In short, if you want to manage your money better and you are willing to let a third party review your finances to help you, they may do some of the work for you.

This means that you need to keep in mind that these apps by their very nature need access to your financial records. By connecting them to your bank accounts, you trust them to handle your data in a secure and respectful manner, and while we have no reason to suspect that any of these apps are untrustworthy, you should also read their privacy policies.

Not paying

Photograph: DoNotPay via David Nield

Not paying touts himself as “the world’s first robot lawyer” – he’s ready and willing to help you dispute parking tickets, cut government bureaucracy, cancel digital subscriptions you forgot, resolve issues with representatives customer service, and more.

Install the app on ios, and it will need connections to your bank and email accounts to start working its magic. In some cases, the app uses a simple chatbot to get information from you, before working on your behalf behind the scenes, whether it’s filing the right documents or making the right calls. You can also set up temporary phone numbers, email addresses, and even credit cards to test the app without sharing your real details.

The service is even capable of revealing hidden money that you may not realize, such as reimbursed bank charges. The user interface is also intuitive, so it’s hard to get lost. Whether you have a specific issue to fix or just want to see what DoNotPay can find, it’s worth a try.

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